If you’re looking for the latest name brand fashions, reliable electricals, and a variety of housewares, all for a reasonable price, consider shopping with Freemans. Launched in 1905, Freemans has become one of the premiere buy-now-pay-later catalogues in the UK. Freeman’s offers women’s clothing for as little as £10. Their line of full-length maxi dresses run as low as £35. And their fragrances and cosmetic product sets go for as low as £15. In addition to their low prices, however, Freemans offers year-round bargains for returning customers. Right now, shoppers can save up to 60% through Freemans’ January sale. Want details?

Freemans is also a great catalogue to shop on finance from if you have a bad or low credit score. Check out some more bad credit catalogues here.

In addition, Freemans’ Clearance Corner features housewares and electricals that may be slightly marked or refurbished for astoundingly low prices. Also, regular shoppers are entitled to discount codes that can save them even more on their purchases or shipping costs; these codes will usually come to them through the post and can be entered into the website when making purchases. And Freemans’ Hot List allows shoppers to save items they found while browsing so that they can be located easily on the next visit to the site.

Shopping with Freemans is easy. Simply sign up through their website and you’re automatically eligible for the Freemans Flex Account. There are three options for the Flex Account: the interest opt-out payment choice, which allows you to spread the cost with no interest over 12 months on purchases over £500; the minimum payment choice, which requires a minimum monthly payment of just 5% of the outstanding balance; and the any-amount payment choice, which allows you to pay any amount you like each month. For each of these methods, the interest rate is 29.9% APR and can change depending on how well the payment schedule is maintained.