Brighthouse Catalogue

Bright House claim to be the biggest pay weekly store in the UK. They have a lot to offer for home shopping. They stock sofas, kitchen appliances, entertainment gadgets and much more. For a shopper looking for quality items, all the leading brands are represented; LG, Acer, Hotpoint, Phillips, Sony and many other brands that offer household items. As a pay weekly store, shoppers will be happy to find that they can pick items on credit and pay in easy weekly instalments. This is a life saver especially in the current harsh economic times.

Product list
Bright House stocks all manner of household items for all needs; cooking, sleeping, entertainment and other home needs. There are 11 categories of items listed on the website; TVs, audio, gaming, computing, laptops, mobiles, washers and dryers, freezers and fridges, cookers, sofas, beds, bedroom, and dining. It is easy to pick what you need from each category. The items are well presented with very detailed information on features, expert analysis and costing. The costing details are especially elaborate with the cash price, period of weekly payment, weekly amount and insurance costs indicated.

Pricing
The items at Bright House are fairly priced. A Phillips 47 inch 3D LED TV can be had for £19.49 per week. A Samsung 3D Blu ray player is going for £179 cash while some retailers are selling at £185 in cash. The fact that you can make these payments in instalments only makes the items more affordable. This store is friendly to those who are on a limited budget. They have a challenge to shoppers that on finding a cheaper similar item, they will match the price.

Credit application
To buy items on credit at Bright House you have to make an application. In addition, you have to show proof of income, 2 personal references and a home contents insurance cover. If you do not have the cover Bright House offers one on accidental damage and theft. Sometimes they will require a proof of identification and proof of address. Unlike banks and many retailers, your credit history is not a major decider on the fate of your application. Those with a bad credit history will find this store favourable.

Payment plans
Items can be paid for in cash or in instalments. The installments can be made weekly or monthly. The payment period can be stretched up to 104 weeks or 2 years. Those making credit payments will be required to pay for insurance if they do not have a cover. An Annual Percentage Rate (APR) of 29.9% applies. This is lower than what many catalogues offer which is above 34%.

Delivery and returns
Delivery of items is done within 7 days with the items fully assembled or installed. The return policy is very favourable. You can return a product for repair or maintenance at any time. If you opt to take another item, you restart your payments from where you stopped.
Bright House store is a good choice for anyone looking to buy household goods. Their site is well packaged and attractive for easy shopping.